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Landbank Reviews

 

My daily job includes credit assessment and credit decision making

My daily job is hectic, preparing a dairy doesn’t help at times as one deals with adhoc functions while performing my enjoyable credit assessments and attending Credit Committee meetings. I’m also attending Stakeholder Meetings of which some of them are not scheduled for. Furthermore, there are discussions within the team on how we can resolve issues on various applications. The team consist of an Economist, Credit Analyst, Legal Advisor and General Manager: Credit. Once I’m satisfied that the deal is viable or not. I like the part where I can present & recommend the applications to the various sanctioning committees to either approve or decline. Challenge is when Executive Managers from various business units are cross questioning my recommendation, however, it always teaches me to further assess other factors in the next meeting. Finally, I stand in for the General Manager:Credit in his absence.

Pros: Exposure at Executive level keeps me abreast
Cons: Long working hours and anxiety

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Job Application

Dear Sir/Madam I am kindly writing to apply for the position as advertised. The opportunity presented here is very interesting and I believe that my experience will make me a very competitive candidate for this position. I'm a person with great commitment in what I do. I have excellent communication skills and always maintain a gracious and professional manner when communicating with people, including clients. I believe my experience and skills will make me a superior candidate for this position. Thank you for your time and I look forward to hearing from you about this opportunity. Kind regards Connie Monageng 065 512 1202

Pros: Growth
Cons: None

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Senior Treasury Specialists

I’m a Senior Treasury Manager with 12 years experience. I have an incredible network of clients and well known and respected in the market. I have a bachelors degree and ACI dealing certificate with in international accredited.

Pros: Close to home
Cons: Limited products and few clients

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A good opportunity for one to think latteraly

A development financiers of agribusiness both retail and corporate business arms. A challenge posed by conflicting interest in terms of commercial business vis a vis development business. The organization had to come up with tailored products to cater for both the commercial as well as the Development target market. It was always not going to be smooth sailing to focus on development, while maintaining a healthy commercial loan book. This by reason of the nature of the nature of development finance as well as commercial and corporate loans. These were to be be carried out while remaining profitable. This called for a sober corporate planning in that a balance was required between the two areas of focus.

Pros: Great working environment and career opportunities
Cons: Slow response to changing environment

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